Ask about a decision in your own business. EnemoAi answers from what already happened to similar businesses in similar situations, so you decide with an informed model, not a hunch.
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To write answers, EnemoAi sends your question, earlier messages, attached documents, relevant excerpts and, if your business has connected its data, the relevant facts from it to Anthropic's Claude AI. They aren't used to train it.
How do the best homebuilders control land without carrying all the risk?
Control land with options, not ownership: pay a small, capped deposit for the right to buy finished lots, and keep the balance sheet free for the downturn.
NVR is the clearest public example. It generally doesn't develop land; it buys finished lots from developers under fixed-price lot purchase agreements, backed by deposits it can walk away from.* If it walks, its loss is the deposit.*
By the numbers
~169,250 lotscontrolled under purchase agreements at Dec 31, 2025*
A sample written from NVR's public Form 10-K for 2025 (SEC, filed February 11, 2026) to show what an EnemoAi answer looks like. Figures are as the filing reports them, rounded. It isn't advice for your business. How to read an answer
Operating Companion
Plug in your business. EnemoAi watches your numbers every day.
Connect your bank and card statements, books, invoices and bills, payroll totals, KPIs and documents.
SampleA fictional business
13-week cash forecastCash at each week's end, with its low-to-high range
Cash at week's endLow-to-high rangeYour floor, $150k
Warning Week 11 dips to $149k, below your $150k floor.
Read-only: EnemoAi never moves money, posts to your ledger or acts on an account. Payroll comes in
as totals only. Your data stays inside your business and is never used to train AI models.
Live Threat Alerts
Know within the hour when a company you depend on is in trouble.
List your suppliers, customers, lenders, landlords and competitors, public or private.
Sample alertThe filing is real. The business it's written for is fictional.
criticalLeslie's, Inc.CustomerSEC 8-K · Sep 30, 2026 · Open the filing ↗
Filed for Chapter 11 (Item 1.03) in the Southern District of Texas, with a pre-arranged plan.
Read the cited brief
EnemoAi's read, for a fictional pool-chemicals maker that sells to Leslie's on open account.
What happened
Leslie's and nine subsidiaries filed on September 30, 2026, to carry out a plan backed by lenders holding about 81% of its term loan.*
It asked the court for authority to pay "critical vendor obligations".*
Under the plan, general unsecured claims share a cash pool and existing shares are cancelled.*
What history says to do
Claim priority for the last 20 days of deliveries. Goods a debtor received in the 20 days
before it filed are paid ahead of general unsecured claims.*
When Toys "R" Us filed in 2017, JAKKS Pacific could claim that priority for $2.9 million of what it was owed.*
For Leslie's, that's goods received from September 10, 2026.
Reserve or insure the rest. JAKKS reserved $8.9 million of a $22.8 million pre-filing
balance and sent the rest of the unreserved amount to its credit insurer.*
Ship again only on terms you can watch. JAKKS resumed shipping once Toys "R" Us closed its
bankruptcy financing; when the retailer moved to wind down in March 2018, JAKKS was still owed $13.1 million
for sales made after the filing.*
Leslie's lenders can walk away if it misses milestones such as plan confirmation within 100 days.*
Next 72 hours: list every open Leslie's invoice by delivery date and, with your
counsel, file the 20-day priority claim and ask about critical-vendor status before the next shipment.
✓7 citations: Leslie's 8-K, JAKKS Pacific's 10-K, the U.S. CodeNewest sourceSep 30, 2026
Opt-in, part of Monitoring ($550/month, first month free). Official public records only. EnemoAi
never trades on or sells alert data. How Monitoring works
Boardroom
Put your plan in front of a board.
Five seats try to break it, then vote. Roles, never real people.
What EnemoAi would have said then, using only what was known then.
Step into a real moment from the record. EnemoAi answers from filings, records, figures and series
dated on or before that day, follow-ups included. Then it shows what actually happened, each step linked to the
filing it comes from, so you can judge the call yourself.
ReplayOn your home screen after you sign in
Replay · Builders FirstSource · July 24, 2009Rivals are going bankrupt. Starts are down 74%.
Several of its largest competitors filed for bankruptcy during the quarter. Single-family starts are 74.2% below
the 2006 peak. It has $112.4 million of available liquidity. What should it do?
What actually happened
Sep 1, 2009. Its two largest stockholders proposed restructuring $275 million of notes, backed by a $75 million rights offering. *
Apr 13, 2015. Agreed to acquire ProBuild: a national pro dealer with about $6 billion in sales. *
Aug 27, 2020. Agreed to combine with BMC Stock Holdings: over $11 billion in annual sales. *
Sep 1, 2022. Describes itself as "the nation's largest supplier of structural building products and value-added components and services." *
One replay is a story, not a track record. Sources stop at the replay day, but the AI model's general
training may include later knowledge. How answers are made
Fate RadarCompanies whose books looked like yours: how many later
failed, how many survived, and what the survivors did differently, always with the sample size.
Path to the topHow your industry's leaders got from your stage to
theirs, and your next three milestones.
Decision LedgerLog the call you made after an answer and what you expect. EnemoAi brings it back on the
review date so you can score it against what happened.
The evidence
Read straight from the people who publish it.
No data brokers. Every citation links to the original and shows its date, so you can check any claim
yourself.
1993 → todaySEC filings back to 1993, when EDGAR went electronic, kept permanently, with new filings added as they're filed
~20,500SEC filers' reported financial figures (XBRL), each tied to the filing that first reported it
21government sources, listed below, each record linked to the agency's original
Company filings from the UK, Europe, Japan, Brazil, South Korea and Taiwan are being added, and more countries will join as they come in.
The 21 government sources
SEC EDGAR filings back to 1993 and XBRL financial data
U.S. Bankruptcy Courts: new business cases from 90 of 94 districts' public feeds
FDIC bank failures since 1934
Treasury OFAC sanctions list (entities only)
Consolidated Screening List: export and trade restrictions (Commerce, State, Treasury)
FDA recalls and enforcement
CPSC product recalls
NHTSA vehicle recalls
Justice Department press releases
FTC cases and proceedings
EPA civil enforcement cases (ECHO)
OSHA inspections that ended in citations
Wage and Hour Division cases
NLRB case filings
CFPB complaint counts by company (never a consumer's details)
Federal Register rules and notices
USAspending.gov federal awards of $1 million or more
Federal district courts: new business lawsuits from 79 of 94 districts' public feeds (only cases between organizations)
WARN notices: layoff and closure notices from 9 state labor departments
UCC liens: financing statements and tax and judgment liens from Colorado, Connecticut and Oregon
State business registrations: dissolutions, forfeitures and reinstatements from Texas, New York, Colorado and Connecticut
Growing worldwide: company filings from the UK (Companies House accounts since 2008), listed companies in 27 EU and EEA countries and the UK (ESEF annual reports since 2020), Japan (EDINET), Brazil (CVM filings since 2010), South Korea (DART reports since 2015) and Taiwan (TWSE and TPEx, from November 2026) are coming in now, and more countries will follow. They're stored permanently as they arrive; answers will search and cite them once they're indexed, so what happened to similar businesses abroad informs your decision too.
Economic series: Federal Reserve H.15 interest rates; Treasury Fiscal Data; BLS prices (CPI, PPI), employment
and earnings by industry; Census retail sales, housing permits and starts, and County Business Patterns. Businesses only:
individuals' bankruptcies and people's personal details are never kept.
Pick the depth. See the price before anything runs.
Mentor$2.79
A direct, cited answer: the call, the numbers, the strongest case against, and your next move. Attach a contract,
statement or deck to have it reviewed.
How do the best homebuilders control land without carrying all the risk?
Memo$5.60
A board-ready decision brief: an options table, the pick and why, risks, a 30/60/90-day plan and the counter-case.
Should we open a second plant or add a shift at the one we have?
Boardroom$9.30
Five seats (the CFO, the Strategist, the Skeptical Investor, the Operator, the Lender) attack your plan with cited
cases, then vote. Roles, never real people.
We plan to borrow $4 million to buy our biggest local competitor. Break it.
Pre-mortem$9.80
Assumes your planned move failed and shows how: companies that made a similar move and later failed (their sworn
bankruptcy declarations, warnings and numbers), failure modes ranked by how many cases showed them, early-warning
signs and guards to put in place now. How it works
We plan to open a second location with a 7-year term loan. How could this fail?
Contract X-ray$11.90
Attach a lease, credit, supply or customer contract. EnemoAi compares each key clause with agreements companies
filed with the SEC, especially companies that later failed, and says what to negotiate.
How it works
Not legal advice: have a lawyer review the contract before you sign.
X-ray this lease before we sign.
Timeline$18.50
A company's comparable moment, year by year from its own filings, then the turning points and a playbook.
How did NVR handle the 2008 crash?
From an alert$2.79
Tap "Ask EnemoAi about this" on any alert and EnemoAi reads the record with you. It runs as a Mentor question,
at Mentor's price.
Leslie's, our customer, filed for Chapter 11. What should we do?
Every question is weighed before it runs. If it fits the mode's standard price, it runs and that's what you
pay. If it needs more work (long documents, many sources), you see the price and why, and it runs only after you
Approve. Decline costs nothing, and you're never charged more than the standard or approved price. Your first month's
questions are covered.How prices work
What EnemoAi does
Operating Companion
Connect your bank and card statements, books, invoices and bills, payroll totals, KPIs and documents.
EnemoAi answers with your own figures next to the public record, and keeps a daily eye on your cash.
How you connect
Data API. Your systems send records with a key you create: scoped by data type, shown once, revocable,
and every use recorded in your security log.
Imports. OFX or QFX statements from your bank or card (importing one twice never duplicates), or any CSV,
with the columns matched for you.
QuickBooks and XeroComing Direct connectors are next. Until then, export
to CSV or use the Data API.
13-week cash forecastRebuilt every day and whenever new data arrives: invoices on each customer's own
payment habit, bills on their due dates, payroll and loan payments at their rhythm. Every assumption is shown.
RunwayHow many weeks your cash lasts at the current burn.
Covenant countdownsMinimum cash, liquidity and utilization from your credit agreements: how close you
are, and when the forecast says you'd cross.
Early warningsCash below your floor, overdue invoices piling up, too much riding on one customer or
one supplier.
Counterparty exposureYour customers, suppliers, banks and lenders checked against bankruptcy courts,
FDIC failures, sanctions, recalls and Justice Department releases.
Answers with your numbersYour figures are cited as "Your data", with where they came from, and kept
apart from other companies' evidence.
Included in Monitoring: $550/month, first month free. The forecast, countdowns and warnings run while Monitoring
is on, once an owner or admin turns them on. Connecting data and asking about it is open to every business, at each
question's usual price.
List your suppliers, customers, lenders, landlords and competitors, public or private. EnemoAi watches SEC filings, 90 of the 94 U.S. bankruptcy courts, federal lawsuits, FDIC bank failures, sanctions and export screening lists, layoff notices, liens, state registration status, recalls and federal enforcement around the clock.
Alerts, ranked by how serious they are. An exact legal-name match alerts you; a near name asks
"is this them?" first.
A cited brief on every serious alert: what happened, what it means for you, and what history says to do
in the next 72 hours.
A morning briefing at 7am your time: what changed overnight, what's waiting on you and, if you've plugged
in your books, your business's own numbers.
Built in
VoiceAsk by voice where your browser supports it, and hear any answer read aloud in a natural voice
(eight to choose from), even with your phone on silent.
LibraryEvery answer is saved with its sources. Reopen it, share it with your team, or download it as
PDF, Word, Markdown or text.
TeamInvite staff by their WorkPair ID as owner, admin or member, with optional per-person spending
limits and no seat fee. Each person's questions stay private to them unless they share.
PrivacyEach business's data is walled off in the database itself, never used to train AI models, and
downloadable any time. Every person and business is verified through WorkPair.
Security
DocumentsAttach up to five PDFs, Word or Excel files, CSVs or images to a question. They're kept 7 days
so follow-ups can use them.
Coming next
Evidence Map ComingA visual map of every source behind a recommendation.
Ready-for-the-bank packet ComingA lender-ready financing package or board memo
from your books and EnemoAi's analysis.
Bring EnemoAi your next decision.
Your first month is free. Set up your business, or sign in, with your WorkPair ID.
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your
business makes the final decision.
Link your WorkPair ID
To write answers, EnemoAi sends your question, earlier messages, attached documents, relevant excerpts and, if your business has connected its data, the relevant facts from it to Anthropic's Claude AI. They aren't used to train it.
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
…corporate owl.by Enemo Consulting Group
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
Watchlist
Live threats
Checked around the clock in SEC filings, 90 of the 94 U.S. bankruptcy courts, federal lawsuits, FDIC bank failures, U.S. Treasury sanctions and export screening lists, WARN layoff notices, UCC liens, state business registration status, FDA, CPSC and NHTSA recalls, Justice Department and FTC actions, EPA and OSHA enforcement, wage and hour cases, NLRB filings and federal awards. Serious ones come with EnemoAi's cited read of the record. How alerts work
Companies you watch
Your suppliers, customers, lenders, landlords and competitors, public or private. Public companies are picked from SEC's list; any other company is watched by its exact legal name, and anything that only looks like it waits for you to confirm.
Subscription
Alerts use official public records only, matched to the exact company you chose. EnemoAi never trades on or sells alert data.
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
Opportunities
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
Calls your business logged after an answer. Each comes back on its review date so you can record what actually happened, and learn from it with EnemoAi.
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
Everyone asks from the company's shared wallet. Each person's questions are private to them unless they share; the owner sees who spent what, never what was asked.
Sign-ins, invitations, role and limit changes, removals and handovers in your business. Entries can't be edited or deleted. Network addresses are shortened; questions never appear here.
When
What
Network
EnemoAi's library of filings Only you see this
Language and currency
Automatic follows the language of the device you're using. Choosing a language or currency keeps it on every device and in the apps.
Read-aloud voice
The voice EnemoAi uses when you tap Listen or ask by voice. It plays even with your phone on silent.
Connect your bank and card accounts, books, invoices and bills, payroll totals, sales, inventory, KPIs and documents, and EnemoAi answers with your own figures next to the public record. EnemoAi never moves money or acts on an account. Your data stays inside your business, is never used for anyone else and never used to train AI models. Developers: Data API reference.
Download what EnemoAi holds for you: your profile, your answers and the ones shared with you (with their sources), your decisions, the Watchlist and your document list. The owner and admins also get the company profile, wallet history, security log and your business data.
Deletes every answer, decision, document and Watchlist company, removes everyone's name, email and WorkPair details, cancels Monitoring and refunds unused credit to the payment methods it came from. This can't be undone. You'll be asked to sign in again with WorkPair to confirm.
EnemoAi provides information from public sources, not legal, investment, tax or accounting advice. Your business makes the final decision.
